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Portfolio Solutions Blog

Portfolio Solutions®
August 05, 2016

The discussion of whether to convert your IRA to a Roth IRA evokes a wide range of opinions regarding if, when, and how you should convert the assets in your account. Some advisors believe you should always convert all your Traditional IRA (also called a Contributory IRA) assets to a Roth, while others feel you should never convert. The truth lies somewhere in between.

It’s important to understand the different tax treatment of IRAs. A Traditional IRA is funded by making contributions, and if you qualify under IRS rules, you can deduct your contribution from your taxable income. You...

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June 14, 2016

We are pleased to introduce Anthony Watson, our Chief Investment Officer, as part of our “Meet the Experts” series.


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Portfolio Solutions®
May 12, 2016

“I’ve decided to retire soon, and I need some help.”

As a financial advisor, I hear this a lot. Most people know that retirement planning involves considering expenses and managing income from assets, pensions, and other sources. What they often don’t realize is that cash flow management, while important, is only one component of the complex series of moving parts that make up a retirement plan.

Retiring is a process that requires time and careful planning. Engaging a financial advisor can ease this transition. Their knowledge and experience can make a complex...

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Mike Parry
April 14, 2016

If you’re looking to help others with your money while receiving tax benefits and tax savings, you’ve come to the right place. Here are five topics related to charitable giving that can provide excellent tax advantages for you:

1. Charitable Contributions

Gifts to charity are one of the best tax saving opportunities available. Not only does the charity benefit, but the taxpayer receives a tax deduction. Of course, as with most tax deductions, there are limits to charitable contributions. These are updated yearly, so the Internal Revenue Service (IRS) makes...

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John Bergmann
April 13, 2016

On April 6, 2016, the U.S. Department of Labor issued new rules requiring brokers to act in the best interestsof their clients – when advising on retirement accounts. As a Portfolio Solutions® client, you can rest assured that we act in your best interests AT ALL TIMES, whether related to your retirement accounts, taxable accounts or any other financial guidance we help you with. This is because Portfolio Solutions® has always operated as a Registered Investment Advisor, regulated by the U.S. Securities Exchange Commission (SEC), in accordance with the...

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April 11, 2016

 We are pleased to introduce Suzana Bogoevska as part of our "Meet...

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March 29, 2016

Individual investors face the difficult tasks of saving for retirement and eventually replacing their pre-retirement income with their savings. This requires striking a delicate balance between maximizing quality of life and not running out of money. Retirement planning is vitally important to achieving these goals.

In order to plan for retirement, assumptions must be made about expected investment returns, risks and correlations....

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