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What You Need to Know About Laddered Individual Bond Portfolios

We are pleased to announce that laddered individual bond portfolios are now available for our clients, and offered at a low cost you’ve come to expect from Portfolio Solutions®.

Laddered individual bonds complement our existing tax-exempt and taxable bond mutual fund strategies, which are part of your current service offering. The laddered individual bond accounts may be customized and tailored to your specific financial situation. These individual bonds are made available at a low cost through Portfolio Solutions® relationship with Nuveen Asset Management, a leader in tax-exempt and taxable fixed income portfolio management. 

What is a Laddered Individual Bond Portfolio?

This portfolio is comprised of individual bonds where each bond or series of bonds features strategically staggered maturity dates at regular intervals. As each bond or series of bonds matures, proceeds are used to purchase new bonds to continue the bond ladder, or they are used as income and/or return of principal.

A laddered individual bond portfolio complements (rather than fully replaces) your existing tax-exempt or taxable investment strategy.  This allows for greater levels of portfolio customization, enabling some clients to benefit from a more tailored investment solution. 

Who could benefit from a Tax-Exempt Laddered Individual Bond Portfolio?

  • Clients with a taxable portfolio with at least $350,000 allocated to bonds.
  • Clients seeking to maximize tax-exempt (municipal) bond holdings issued by their state of residence in order to minimize state tax exposure.
  • Clients who prefer owning individual bonds as opposed to a mutual fund invested in bonds.

Who could benefit from a Taxable Laddered Individual Bond Portfolio?

  • Clients with a taxable portfolio with at least $350,000 allocated to bonds.
  • Clients who prefer owning individual bonds as opposed to mutual funds invested in bonds.

Laddered individual bond portfolios provide a customized complement to both our existing tax-exempt and taxable bond mutual fund strategies. If you are interested in learning more about whether a laddered individual bond portfolio is a good fit for your long-term financial needs and goals, please call us at 800.448.3550 or email us at info@portfoliosolutions.com